Lend money stress free to people you know

Loaning money to friends & family can be awkward and risky. We add security to social loans and take all the stress away.

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How it works

3 steps to affordable finance

Women happy to borrow from her friends.
1. Start with a chat

Begin by talking about the loan with your friend or family member, discuss the terms of the loan openly and decide what will be affordable for you both.

Women set up loan agreement with friends quickly.
2. Make the loan in seconds

Build a loan agreement on Punk Money in seconds, then send to the other person for them to review.

Friends sharing money between each other.
3. Just sign and relax

If everyone is happy with the terms, just sign the agreement and connect your bank account and our platform will do  the rest.

A man happy he can build credit for free.

A new type of social lending platform.

It feels great to help the people you care about. But lending to friends & family has never been easy. We're putting an end to this. Helping you set up social loans in seconds. Taking care of all the heavy lifting. So you can give the people you love affordable loans without any of the stress.

Lend your money with security.

Add a layer of security when loaning your money to friends & family with a formal loan contract. Putting an end to the worries about losing your money for good.

A friend laughing that there's no more awkward conversations.

No more awkward conversations.

Everyone hates awkward money conversations. Take these away with automated repayments. Once the loan is set up  watch your money be repaid without lifting a finger.

Common Questions

We've got you covered

Is it free to use?

Yes! Punk Money is currently free to use for borrowers and lenders.

Is Punk Money safe?

We never touch your money. We just facilitate the contract between the lender and the borrower.

Is there a minimum you can borrow?

Whether you want to borrow £20 for a cash top up or £10,000 for something more substantial, Punk Money has got your back.

Check out our full FAQs for more information

Remove the hassle from friends & family loans.

Automated Repayments

Make repayments without the awkward conversation. Putting an end to awkward convos.

Loan Contract

The easiest way to create a loan contract to add a layer of security to your friendly loans.

Build Credit

Removing the barriers to building your credit score. Helping everyone get on the credit ladder.

Easily add interest

Ditch the calculator. Add interest to friendly loans in one click.

Manage all in one app

Put the spreadsheet away. See the upcoming payments in one easy view.

Get started in minutes

No long applications to get started, Just enter a few details and confirm your ID.

Unsure where to start. Pick up some tips from our blog.

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