Loaning money to friends & family can be awkward and risky. We add security to social loans and take all the stress away.
Begin by talking about the loan with your friend or family member, discuss the terms of the loan openly and decide what will be affordable for you both.
Build a loan agreement on Punk Money in seconds, then send to the other person for them to review.
If everyone is happy with the terms, just sign the agreement and connect your bank account and our platform will do the rest.
It feels great to help the people you care about. But lending to friends & family has never been easy. We're putting an end to this. Helping you set up social loans in seconds. Taking care of all the heavy lifting. So you can give the people you love affordable loans without any of the stress.
Add a layer of security when loaning your money to friends & family with a formal loan contract. Putting an end to the worries about losing your money for good.
Everyone hates awkward money conversations. Take these away with automated repayments. Once the loan is set up watch your money be repaid without lifting a finger.
Yes! Punk Money is currently free to use for borrowers and lenders.
We never touch your money. We just facilitate the contract between the lender and the borrower.
Whether you want to borrow £20 for a cash top up or £10,000 for something more substantial, Punk Money has got your back.
Check out our full FAQs for more information
Make repayments without the awkward conversation. Putting an end to awkward convos.
The easiest way to create a loan contract to add a layer of security to your friendly loans.
Removing the barriers to building your credit score. Helping everyone get on the credit ladder.
Ditch the calculator. Add interest to friendly loans in one click.
Put the spreadsheet away. See the upcoming payments in one easy view.
No long applications to get started, Just enter a few details and confirm your ID.