Punk Money Guides

All the guides you need to get started with lending and borrowing money with your friends & family. Learn why you should create a contract and the risks to watch out for.  

The complete guide to lending money
The complete guide on lending money with friends & family. Learn how do to it right.
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A friend borrowing money from another friend.
Guide to loan contracts
All you need to know about loan contracts when it comes to friend and family loans.
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Two women happy they can lend money to each other.
Guide to borrowing money
Learn how to borrow money from your friends and family and what to watch out for.
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A friend laughing that there's no more awkward conversations.
Guide to loan affordability
Things can go badly if you take out a loan and fail to meet the monthly repayments. How do you know if you can afford a loan?
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women sharing money with her friends.
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Disclaimer

Punk Money Friend & Family lending is not an FCA regulated activity. Lenders and borrowers define and agree to the terms of their loans and should be comfortable with the affordability of the loan before making an agreement. Lending and borrowing cannot be done by way of business. Lenders’ capital is at risk. Funds are not protected by the Financial Services Compensation Scheme. Punk Money Limited (FRN 971343) is an Appointed Representative of CLEARFC LTD (FRN 938464) which is authorised and regulated by the Financial Conduct Authority. Punk Money and Punk.Money are registered trademarks and registered trading names of Punk Money Limited: company number 11333365, with registered address: 2nd Floor, National House, 60-66 Wardour Street, London, United Kingdom, W1F 0TA. Late and missed payments can cause you serious money problems, you should talk to the lender about the loan before it becomes an issue. If you have financial problems there is guidance available at moneyadviceservice.org.uk.

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