Fast affordable loans from 0%

Borrow from people you know in seconds, without the hassle.  

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How it works

3 steps to affordable finance

1. Start with a chat

Begin by talking about the loan with your friend or family member, discuss the terms of the loan openly and decide what will be affordable for you both.

2. Make the loan in seconds

Build a loan agreement on Punk Money in seconds, then send to the other person for them to review.

3. Just sign and relax

If everyone is happy with the terms, just sign the agreement and connect your bank account and our platform will do  the rest.

A friend borrowing money from another friend.

A new type of social lending platform.

Borrowing money from friends & family has never been easy. We're putting an end to this. Helping you set up social loans in seconds. Taking care of all the heavy lifting. So you can get loans at the rates you deserve.

Borrow at the best rates. From 0%.

Ask and create formal agreements with friends & family in an instant.Send the loan to anyone in your contact list. Helping you get an affordable loan when you need it the most.

A happy man who can borrow affordably.

No more awkward conversations.

No one likes awkward money conversations. Punk Money puts an end to these. Set up the loan and the automated repayments will handle the rest.

Remove the hassle from friends & family loans.

Automated Repayments

Make repayments without the awkward conversation. Putting an end to awkward convos.

Loan Contract

The easiest way to create a loan contract to add a layer of security to your friendly loans.

Build Credit

Removing the barriers to building your credit score. Helping everyone get on the credit ladder.

Easily add interest

Ditch the calculator. Add interest to friendly loans in one click.

Manage all in one app

Put the spreadsheet away. See the upcoming payments in one easy view.

Get started in minutes

No long applications to get started, Just enter a few details and confirm your ID.

Common Questions

We've got you covered

Is Punk Money safe?

We never touch your money. We just facilitate the contract between the lender and the borrower.

Is there a minimum you can borrow?

Whether you want to borrow £20 for a cash top up or £10,000 for something more substantial, Punk Money has got your back.

Is there a minimum you can borrow?

Whether you want to borrow £20 for a cash top up or £10,000 for something more substantial, Punk Money has got your back.

Check out our full FAQs for more information

Start lending and borrowing money like never before.

Join the 8k+ people who have already signed up.

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