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Hassle-free loans with friends & family
Set up affordable loans with people you know in minutes. No credit check required.
3 steps to affordable finance
Begin by talking about the loan with your friend or family member, discuss the terms of the loan openly and decide what will be affordable for you both.
Build a loan agreement on Punk Money in seconds, then send to the other person for them to review.
If everyone is happy with the terms, just sign the agreement and connect your bank account and our platform will do the rest.
Why use Punk Money?
We all need to borrow money sometimes. Whether it's a top-up 'til payday or a deposit for a home.
There's no one better to turn to than your friends and family when you're in a tough spot. But asking the people you know for money has never been easy.
That's where we come in. You can set up loans with friends and family in minutes.
See how it works👇
What people say
Get support from your friends and family, without the headache.
Borrow affordably
When you're in a tricky spot, the last thing you need is getting ripped off for loans or credit. Turn to the people around you instead and start borrowing money on your own terms.
Lend your money with confidence
Helping your friends and family with an affordable loan feels great. But the hassle involved often gets in the way. Now you can help the people you love without the fuss.
Build your credit score by borrowing from mates
Improving your credit score by borrowing money from someone you know could sound a bit too good to be true. But, that's exactly can happen with a Punk Money loan. Borrow money from a friend for whatever you need, let the platform manage the repayments and watch your credit score grow!
The win-win way to get repaid
If you've ever lent money to a friend and haven't been repaid you'll know how frustrating it is. Punk Money could be answer you are looking for. Not only will the platform automate the repayments and let you add interest it'll also help improve the borrowers credit score so its win-win from both sides.
The hassle free way to share money with friends & family.
Automated Repayments
Putting an end to awkward conversations with instant automated payments.
Friendly loan contracts
All clear and above board. Add a simple layer of security to your friendly loans
Build your credit score
Removing the barriers to building your credit score. Helping everyone get on the credit ladder (coming soon)
Easily add interest
Ditch the calculator. Add interest to friendly loans in one click.
Manage all in one app
Put the spreadsheet away. See the upcoming payments in one easy view.
Get started in minutes
No long applications to get started, Just enter a few details and confirm your ID.
© All rights reserved Punk Money 2022.
Disclaimer
Punk Money Friend & Family lending is not an FCA regulated activity. Lenders and borrowers define and agree to the terms of their loans and should be comfortable with the affordability of the loan before making an agreement. Lending and borrowing cannot be done by way of business. Lenders’ capital is at risk. Funds are not protected by the Financial Services Compensation Scheme. Punk Money Limited (FRN 971343) is an Appointed Representative of CLEARFC LTD (FRN 938464) which is authorised and regulated by the Financial Conduct Authority. Punk Money and Punk.Money are registered trademarks and registered trading names of Punk Money Limited: company number 11333365, with registered address: 2nd Floor, National House, 60-66 Wardour Street, London, United Kingdom, W1F 0TA. Late and missed payments can cause you serious money problems, you should talk to the lender about the loan before it becomes an issue. If you have financial problems there is guidance available at moneyadviceservice.org.uk.